The Unified Multi Asset Account (UMAA) serves as a centralized entity for managing and converting your funds to a designated Root Asset Type (RAT) based on real-time cross rates.

This structure allows efficient asset management, supporting SPOT operations directly from available balances and facilitating CFD & Perpetual Futures (PF) trading through calculated Margin Balances.

Key Features

Key Features

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Centralized Conversion

Automated conversion of all assets to RAT ensures consistent asset valuation and streamlined management.

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Margin Balance Utilization

UMAA's role in calculating Margin Balance supports CFD and PF operations by reflecting available margin.

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User Agreement on Collateral

Traders can opt in or out of using certain assets as collateral, guided by a checkbox for each asset with a non-zero MarginRatio.

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SPOT Transactions

Direct utilization of available UMAA balances without conversion, requiring adequate base/quote assets.

How it works

Deposit

Checkbox Functionality

Real-Time Conversion

SPOT Operations

CFD & PF Trading

MarginRatio’s Role

Deposit

After the creation of new account you have the possibility to perform deposit operation in any asset supported in CRM

Deposits

Deposit

Checkbox Functionality

Real-Time Conversion

SPOT Operations

CFD & PF Trading

MarginRatio’s Role

Deposit

After the creation of new account you have the possibility to perform deposit operation in any asset supported in CRM

Deposits

Deposit

After the creation of new account you have the possibility to perform deposit operation in any asset supported in CRM

Deposits

Checkbox Functionality

Grants you control over asset usage as collateral. Disabling a checkbox means the asset isn't counted towards Margin Balance, enhancing strategic flexibility.

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Real-Time Conversion

All assets with non-zero balance and approved for the usage as a collateral, are regularly converted to RAT as per top-of-the-book updates. This is crucial for maintaining accurate Margin Balance metrics.

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SPOT Operations

Require sufficient base/quote asset holdings in UMAA for trade execution; no RAT conversion is performed for SPOT trades.

SPOT Operations

CFD & PF Trading

Relies on the Margin Balance:

MarginBalance =

∑(TotalAmountX × MarginRatioX × RateX/RAT)

Ensures that both available and locked asset values are factored into the calculation, adjusted by MarginRatio and live exchange rates.

SPOT Operations

MarginRatio’s Role

Strategic Asset Usage: Defined by administrators to reflect asset liquidity and risk.

Fee and PnL Deduction: Prioritize deductions from assets with higher MarginRatios, ensuring strategic use of highly liquid assets first.

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OPPORTUNITIES OF USAGE

OPPORTUNITIES OF USAGE

OPPORTUNITIES OF USAGE

Laptop with graphs
Laptop with graphs
Laptop with graphs

Simplified Asset Management

Centralized fund conversion enhances clarity and efficiency in managing diverse asset portfolios.

Risk Mitigation

You can make informed decisions about which assets to use as collateral, minimizing unintentional exposure.

FREQUENTLY ASKED QUESTIONS

What is the primary function of UMAA?

UMAA centralizes and converts user funds into RAT for uniform asset management and Margin Balance calculations aiding in diversified trading operations.

What is the primary function of UMAA?

UMAA centralizes and converts user funds into RAT for uniform asset management and Margin Balance calculations aiding in diversified trading operations.

What is the primary function of UMAA?

UMAA centralizes and converts user funds into RAT for uniform asset management and Margin Balance calculations aiding in diversified trading operations.

How does the Margin Balance affect my trading?

How does the Margin Balance affect my trading?

How does the Margin Balance affect my trading?

What are the implications of the MarginRatio settings?

What are the implications of the MarginRatio settings?

What are the implications of the MarginRatio settings?

Can I control which assets are used for collateral?

Can I control which assets are used for collateral?

Can I control which assets are used for collateral?

Does UMAA affect my SPOT trading?

Does UMAA affect my SPOT trading?

Does UMAA affect my SPOT trading?

© B2TRADER 2025 All Rights Reserved.

© B2TRADER 2025 All Rights Reserved.

© B2TRADER 2025 All Rights Reserved.